Because if the vendor do not have a stripe account, the money will be sent to the store (so it can pay the vendor back manually).
The situation where the vendor is not paid directly is the exception to the rule.
In most of the cases, the vendor will receive directly his money through Stripe.
My problem is that I can't use the vendor invoicing system with that setting "store paid directly".
I would like to invoice vendors for the amount of commission we take.
It is the case with the setting "vendor paid directly" but not with "store paid directly", for which invoices are for the full amount and from vendor to marketplace (right ?).
So I don't fully understand why you associate the setting "store paid directly" with the stripe payment, wouln't it be more logical in the other way around ?