Thanks
With the payment image, when you create a payment type to show during checkout and don't choose an image then it works as I want - I can add my own image in the editor with my specific text.
But if you do choose an image, you are struck with that and can't remove it.
Why does there need to be an image for payment?
Fixed up the payment view and showing credit card fee where I want now. Thanks. With the php box/window that comes up where you can alter the code, it can't be enlarged which means you can only see a small section of code at a time. You should be able to expand the code window by dragging a corner - is this something I can do this end?