"Please accept terms" is bellow next button

Hi,

The "next" button you see there is the button of the login view. There should be a general "next" button for the whole step at the bottom.
There is no option to insert the view terms & conditions inside the login view. That would require some custom code.
You could potentially remove the terms & conditions view from your checkout workflow and instead create a custom field of the table "address" and of the type "checkbox".
But well, normally, the terms & conditions is supposed to be at the end of the checkout, not in the registration form so I wouldn't do what you're trying to do.