Hi,
If you activate the "coupon percentage applies to product only" setting of the coupon, it will calculate the value of the coupon based on the products matching with either the "products" or the "categories" setting of the coupon.
So for example suppose that you have two categories: "main products" and "options".
And in the "main products" category you have the products "product A" and "product B".
And in the "options" category you have the products "option A" and "option B".
If you configure a coupon restricted to the "main products" category with that "coupon percentage applies to product only" setting activated, then only the price of the "product A" and "product B" in the cart will be taken into account and the "option A" and "option B" prices will be ignored even if they are added to the cart as options of their main products.