Hi,
I would need more information on the situation in order to say anything useful.
For example, are you using the Authorize.net payment plugin in SIM or AIM mode ?
In AIM mode, there is no 3DS support. 3DS allows for secure transactions by making sure that the user validates the transaction via the bank's app, or a code sent to his phone.
Also, are you actually using this plugin or are you talking about the Authorize.net accept.js payment plugin from our marketplace ?
Also, you're saying that some billing address are refused and some are accepted when creating an order. As far as I know, HikaShop will accept any address, unless you made some restrictions (like disabling zones, restricting the shipping or payment methods to some zones). Are you talking about this ? Or are you saying that the payment gateway is refusing the transactions ?