Okay...It wasn't in the configuration. It was a module I had created and put on that page. I deselected it and the proceed to checkout disappeared.
I did figure out how to create the multiple page checkout process by just guessing I could delete modules or drag them into the empty field on the checkout page. However...one step forward...two steps back. Now, not only do I not even get to the shipping page, the system won't take the addresses I input.
See the attached pics. I changed the checkout process to force the addresses on the first page of checkout only. After inputting my billing and shipping addresses as you can see on the next screen it does not take the addresses. It clears the fields and asks me to create an address. So now I can't even get to the shipping options or payment options.