Hi,
Half of the credit card info will be stored on your website, the other half will be sent to you by email, for security reasons.
Then, you can manually process the transaction with a real payment terminal using the credit card information.
If you want to do that automatically, you will have to use a payment gateway like PayPal. We support more than 30 of them:
www.hikashop.com/en/support/documentation.html#payment
Some of them, like PayPal Pro or authorize.net, can display exactly the same as the credit card payment plugin on your checkout.