I truly appreciate your reply but I have tried every possible combination of menu and module and it just doesn't seem to want to work the way I describe.
The closest I could get gives me the structure I want but reuses my category module each time, which means that my category headings are not correct even though it is displaying the correct products. I was not using breadcrumbs but I turned them on to troubleshoot and it confirms the correct structure but something is not updating the titles properly.
Either my installation is broken, or I am truly out to lunch with a simple logic concept (I suspect the latter) I'll keep at it, and go back to the demo but at this point I am still flummoxed (love that word...hehe)
I'd be happy to give you access but so far the site is not online. Was trying to get this set up before I transferred it. I was using Joomla 1.5 and Virtuemart previously but my host provider no longer supports/allows 1.5 for security reasons so I had to redo everything for 2.5.9 The latest version of Virutemart is a mess and was making my brain bleed!! My needs are fairly simple and I thought I would switch over when I had the chance.
If I have to, I will forget about the titles. It works, just not what I wanted or expected.